Hello Reader,

Every once in a while a concept comes along that makes you think.

Seller financing was that concept for me.

The seller can just BE the bank? Yes, they can.

And once you understand how this works, you will start seeing deals everywhere that everyone else is walking right past.

Notes Concept🧠

Imagine collecting a check every month with no tenants, no toilets, and no 2am repair calls.

Instead of selling a property and walking away, you become the bank. The buyer makes monthly payments directly to you, principal plus interest, secured against the property. That's seller finance.

Seller financing deals actually grew by 8% in 2024, even while overall home sales declined.

Smart money is quietly moving in this direction. And here is why I chose it too.

Check out the latest episode of Wealth With Notes Podcast with Nathan Turner!

Ep. 2 - The Hidden Power of... Apr 19 · Wealth With Notes Podcas... 21:23   ​

Real World Experience💰

Mark and Dave are neighbors on the same street with a similar property.

Mark sold his house traditionally. He took the lump sum, paid a big capital gains bill, and put the rest in a savings account earning next to nothing. Money basically stops growing for him.

Dave seller financed. He set the terms, collected a down payment, and now receives a monthly check with a 10% interest rate.

Without tenants or repairs, his money is still working for him.

So what if you could step into Dave's position without ever owning the property? That's exactly what note investing is.

When a seller like Dave creates a seller finance deal, that loan becomes a promissory note.

As a note investor, you purchase that note and inherit the payments. The buyer keeps paying but now they're just paying you!

Mindset Shift 🔄

A few years ago an insurance agent explained me whole life insurance like it was the greatest financial product ever invented.

"It builds cash value. It grows tax free. You can borrow against it. It pays out when you die." You heard this before right?

He was passionate, well dressed and very convincing.

I thanked him for his time and kept focusing on notes. Here is why.

If you have dependents who rely on your income, term life insurance may be better than whole life. If you want to explore those options and other accounts that can help you financially Meet with a Wealth Coach and they can give you personalized advice.

But as an investment strategy Notes clearly win.

To your success,

Sierra Davis

P.S. One of the only conferences dedicated entirely to note investing and seller financing is happening soon. We got a special link that still unlocks early bird pricing even though the deadline has passed. Check it out here.

This is for educational and informational purposes only. Nothing contained here constitutes financial, legal, investment, or tax advice. All investing involves risk, including the possible loss of principal. Individual results will vary. Please consult a licensed financial advisor, attorney, or tax professional before making any investment decisions. Some links in this email may be affiliate links. If you sign up through my link, I may receive a commission at no additional cost to you.